Private AI for Business

Nigeria / PenCom / employer evidence

Pension compliance is a monthly schedule and an annual evidence pack.

Employers move employee lists, RSA PINs, contribution schedules, payment evidence, group-life records, CAC documents, and clearance certificates through different PenCom surfaces. We reconcile and prepare the pack while HR, finance, PenCom, PFAs, and PSSPs retain their decisions.

Monthly remittancePCC evidenceEmployee PINsHR + finance review
A neutral example of structured records becoming a reviewable submission pack.

Pattern demonstration / regulator decisions remain human

Where the hours disappear

The same employee data is formatted again and again.

PenCom work is a reconciliation problem before it is a portal problem.

01 / EMPLOYEES

Keep names and PINs aligned

Match payroll names, RSA PINs, PFAs, employment dates, and contribution records before the portal rejects the file.

02 / REMIT

Reconcile every month

Track schedules, payments, PSSP evidence, missing months, late days, and the employee record behind each remittance.

03 / PCC

Assemble the clearance pack

Prepare CAC, group-life, employee, contribution, payment, and prior-certificate evidence for the PCC route.

The review boundary

Prepare a clean submission without signing for the employer.

HR

Own the employee record

Names, employment dates, PINs, and staff lists need HR or payroll confirmation.

FINANCE

Own payment evidence

PSSP payment, contribution, penalty, and account records need finance control.

PENCOM

Own the evaluation

Compliance review, penalty assessment, confirmation, and certificate issuance remain with PenCom.

A PenCom employer workflow

Make the certificate pack a maintained record.

Maintain the employee register

Keep payroll, RSA PIN, PFA, employment date, contribution, and group-life fields current.

Generate the monthly schedule

Prepare the current PCRS format and reconcile the file with payment evidence and prior months.

Build the PCC evidence

Assemble CAC, employee, contribution, group-life, payment, and prior-certificate documents for the current route.

Track review and expiry

Record submission, PFC confirmation, issues, penalty schedule, electronic certificate, and next review date.

Pension compliance becomes manageable when payroll, payment, and certificate evidence are one maintained record instead of three separate hunts.

Pricing / fixed scope

Know the starting numbers before you ask.

The final quote follows the workflow. Infrastructure and model bills stay on your accounts.

Annual support

Starting from
$3,000 / ₦1.5m
per year

Standard care for one delivered workflow. Optional. Larger deployments and active monitoring are separately scoped.

See support

Architecture review from $500. Standard annual support is $3,000 / ₦1.5m per year for one delivered workflow. New workflows, integrations, active monitoring, and infrastructure are separately scoped; infrastructure, model, storage, and messaging bills stay on client accounts. Full pricing and what changes the quote

Why trust Pristine3D?

We build and operate production software.

Pristine3D Ltd builds and operates live digital products, and we run private AI workflows internally as part of our own operations. We scope around your real workflow: the documents you own, the questions your team asks, and the access boundary you approve. Based in Lagos, Nigeria, we work remotely with clients worldwide.

METHOD

We start with the actual workflow

One input, one output, one test set, and one person who owns the result. We scope a real workflow instead of a transformation programme.

OWNERSHIP

The boundary stays visible

Cloud, model, storage, and messaging accounts stay in your name. The chosen data path, access rules, test record, documentation, and training are part of the agreed scope.

Straight answers

Common questions.

Can the system pay contributions?

It can prepare schedules, reconcile evidence, and remind owners. Payment through approved PSSPs remains a human-controlled action.

Can it guarantee a PCC?

No. It can prepare the evidence and track review. PenCom evaluates compliance and issues the certificate.

What if employee names or PINs do not match?

The workflow should flag the mismatch before upload and route the correction to HR, payroll, the PFA, or PenCom as appropriate.

Own your knowledge base

The model is not the product. The knowledge base is.

Documents, the retrieval index, access rules, and the workflows built around them are the asset, and they compound. We deploy so the knowledge base stays yours: on your accounts, in the environment you choose, under access rules your team defines. The model behind the answers is a connector, so the knowledge base moves with you, not with a vendor.

THE ASSET

Your corpus, your index

The document store, metadata, and retrieval setup live on accounts you own. No vendor holds the corpus.

THE LOCK-IN

Models are swappable parts

Change the model provider, move regions, or go local without rebuilding the knowledge base or the workflow.

THE ALPHA

The knowledge base is the alpha

Every improvement to the corpus improves the answers, and the improvement stays with you, not with a vendor.

Keep exploring

Related setups.

Start with the employee file

Which pension schedule or certificate pack keeps returning?

Tell us the payroll source, PFA/PSSP route, certificate, and reviewer. We will map a reconciled workflow.

Prefer email? Message us at hey@pristine3d.com.