Prepare the return inputs
Organize the figures, schedules, source records, and open questions needed for the current NAICOM return.
Nigeria / NAICOM / insurance returns
NAICOM returns need the evidence behind the figures, not a last-day upload.
We build private workflows that prepare insurance return inputs, policyholder protection records, evidence packs, and calendar reminders around NAICOM reporting cycles. The workflow assembles the file; the insurer and its responsible officers decide what is submitted.
Return inputsEvidence packsCalendar remindersOfficer review
Pattern demonstration / same workflow, synthetic material
Fixed-scope setupClient-owned accountsDraft-and-review firstFull handover
Where insurer compliance time goes
The numbers live in the records.
Return work becomes expensive when the supporting evidence is scattered across policies, claims, accounts, and statutory systems.
Track policyholder records
Keep policyholder protection fund evidence, assessment inputs, claims context, and supporting files in one reviewable pack.
Make the deadline visible
Track annual and interim return dates, owners, evidence status, and follow-ups from the current official guidance.
The NAICOM boundary
The system prepares evidence. It does not become the insurer.
Officers own the filing
The workflow prepares inputs and checks. The insurer's responsible officers and advisers validate, approve, and submit.
Regulatory decisions stay outside
Acceptance, approval, certificate, and enforcement decisions remain with NAICOM.
Confirm the cycle
The relevant deadline is checked against the current official or press-reported guidance before it enters the calendar.
A first NAICOM return workflow
Start with the return that recurs.
Choose the return
Pick the NAICOM assessment or annual return the insurer prepares, and name the responsible officer.
Map the inputs
List the figures, schedules, policies, claims, payment, and statutory records that support the return.
Build the evidence pack
Assemble the current records, source index, and open questions into a reviewable file for the officer.
Maintain the calendar
Track the deadline, evidence status, reminders, and any changes to the current official requirement.
A NAICOM return is easier to defend when the figure and the supporting record stay together.
Why trust Pristine3D?
We build and operate production software.
Pristine3D Ltd builds and operates live digital products, and we run private AI workflows internally as part of our own operations. We scope around your real workflow: the documents you own, the questions your team asks, and the access boundary you approve. Based in Lagos, Nigeria, we work remotely with clients worldwide.
We already run live products
Based in Lagos, Nigeria, Pristine3D currently builds and operates smartcards.ng, venu.ng, photoshoot.ng, and ugc.ng in production.
We start with the actual workflow
One input, one output, one test set, and one person who owns the result. We scope a real workflow instead of a transformation programme.
The boundary stays visible
Cloud, model, storage, and messaging accounts stay in your name. The chosen data path, access rules, test record, documentation, and training are part of the agreed scope.
Pricing / fixed scope
Know the starting numbers before you ask.
The final quote follows the workflow. Infrastructure and model bills stay on your accounts.
One Workflow
Starting from$3,500 / ₦2.5m
2 to 3 weeksOne workflow for a small team, with training and handover.
See the one-workflow packageFirm-wide
Starting from$7,500 / ₦8m
4 to 6 weeksMultiple sources, roles, integrations, and admin handover.
See the deploymentAnnual support
Starting from$3,000 / ₦1.5m
per yearStandard care for one delivered workflow. Optional. Larger deployments and active monitoring are separately scoped.
See supportArchitecture review from $500. Standard annual support is $3,000 / ₦1.5m per year for one delivered workflow. New workflows, integrations, active monitoring, and infrastructure are separately scoped; infrastructure, model, storage, and messaging bills stay on client accounts. Full pricing and what changes the quote
Straight answers
Common questions.
Can it submit a NAICOM return?
No. It prepares inputs and evidence. The insurer's responsible officers and advisers approve and submit through the official route.
Does it calculate policyholder protection fund amounts?
No. It organizes assessment inputs and supporting records. The calculation, review, and filing stay with the insurer's actuaries and officers.
Which deadline does this use?
The 2025 assessment return deadline was press-reported as 31 May 2026, with subsequent annual returns guided by the current NAICOM framework; the current official date is confirmed before use.
Own your knowledge base
The model is not the product. The knowledge base is.
Documents, the retrieval index, access rules, and the workflows built around them are the asset, and they compound. We deploy so the knowledge base stays yours: on your accounts, in the environment you choose, under access rules your team defines. The model behind the answers is a connector, so the knowledge base moves with you, not with a vendor.
Your corpus, your index
The document store, metadata, and retrieval setup live on accounts you own. No vendor holds the corpus.
Models are swappable parts
Change the model provider, move regions, or go local without rebuilding the knowledge base or the workflow.
The knowledge base is the alpha
Every improvement to the corpus improves the answers, and the improvement stays with you, not with a vendor.
Keep exploring
Related setups.
Start with the return
Which NAICOM return is hardest to assemble?
Tell us the return, the records behind it, the responsible officer, and the deadline. We will scope a workflow that keeps evidence current.