Prepare the account pack
Organize balances, aging, invoices, payments, and credit terms into a current account view.
Finance / credit and collections
Collections is a contact and approval trail, not a chasing script.
We build private workflows that prepare aging packs, contact history, payment plan drafts, dispute notes, and approval trails. The workflow organizes the account; the credit owner decides actions and the customer decides payment.
Aging packContact historyPayment plansApproval trail
Pattern demonstration / same workflow, synthetic material
Fixed-scope setupClient-owned accountsDraft-and-review firstFull handover
Where collections time goes
The account story is scattered across systems.
Before contacting a customer, the team needs the balance, the history, the promises, and the approval level in one place.
Keep the contact record
Maintain call, email, promise, dispute, and follow-up history beside the account.
Prepare the decision pack
Assemble the proposed plan, credit limit, write-off, or escalation with the approval owner and evidence.
The credit boundary
The system prepares the file. It does not make the credit decision.
Credit owners decide
The workflow assembles account evidence. Limit changes, plans, write-offs, and legal actions stay with the approved owner.
The customer owns payment
The workflow prepares the pack and drafts. Payment agreements remain between the business and the customer.
No collection advice
The workflow organizes facts. Legal claims, regulatory debt collection, and enforcement stay with qualified advisers.
A first collections workflow
Start with the accounts the team reviews most.
Choose the segment
Pick the overdue, disputed, or high-value accounts the collections team handles regularly.
Map the account sources
List the billing, payment, credit, CRM, and contact records behind each account.
Prepare the review pack
Assemble the aging summary, history, open disputes, and proposed next step for the credit owner.
Route the approval
Deliver the pack and action trail to the approved owner before any customer-facing action.
A collections account is easier to manage when the balance, history, and approval level stay together.
Why trust Pristine3D?
We build and operate production software.
Pristine3D Ltd builds and operates live digital products, and we run private AI workflows internally as part of our own operations. We scope around your real workflow: the documents you own, the questions your team asks, and the access boundary you approve. Based in Lagos, Nigeria, we work remotely with clients worldwide.
We already run live products
Based in Lagos, Nigeria, Pristine3D currently builds and operates smartcards.ng, venu.ng, photoshoot.ng, and ugc.ng in production.
We start with the actual workflow
One input, one output, one test set, and one person who owns the result. We scope a real workflow instead of a transformation programme.
The boundary stays visible
Cloud, model, storage, and messaging accounts stay in your name. The chosen data path, access rules, test record, documentation, and training are part of the agreed scope.
Pricing / fixed scope
Know the starting numbers before you ask.
The final quote follows the workflow. Infrastructure and model bills stay on your accounts.
One Workflow
Starting from$3,500 / ₦2.5m
2 to 3 weeksOne workflow for a small team, with training and handover.
See the one-workflow packageFirm-wide
Starting from$7,500 / ₦8m
4 to 6 weeksMultiple sources, roles, integrations, and admin handover.
See the deploymentAnnual support
Starting from$3,000 / ₦1.5m
per yearStandard care for one delivered workflow. Optional. Larger deployments and active monitoring are separately scoped.
See supportArchitecture review from $500. Standard annual support is $3,000 / ₦1.5m per year for one delivered workflow. New workflows, integrations, active monitoring, and infrastructure are separately scoped; infrastructure, model, storage, and messaging bills stay on client accounts. Full pricing and what changes the quote
Straight answers
Common questions.
Does this decide whether to extend credit or write off an account?
No. It prepares the evidence and approval pack. Credit decisions stay with the approved owner.
Can it contact customers automatically?
No. It prepares drafts and follow-ups. Customer communication stays with the approved team through the normal process.
How is this different from the CFO page?
That page covers a finance leader's internal pack. This page is the credit and collections workflow: aging, contact, plans, and approvals.
Own your knowledge base
The model is not the product. The knowledge base is.
Documents, the retrieval index, access rules, and the workflows built around them are the asset, and they compound. We deploy so the knowledge base stays yours: on your accounts, in the environment you choose, under access rules your team defines. The model behind the answers is a connector, so the knowledge base moves with you, not with a vendor.
Your corpus, your index
The document store, metadata, and retrieval setup live on accounts you own. No vendor holds the corpus.
Models are swappable parts
Change the model provider, move regions, or go local without rebuilding the knowledge base or the workflow.
The knowledge base is the alpha
Every improvement to the corpus improves the answers, and the improvement stays with you, not with a vendor.
Keep exploring
Related setups.
Start with the account pack
Which collections review takes the team longest?
Tell us the account segment, the sources, the credit owner, and the approval route. We will scope a workflow around the records the team already holds.